Once you understand what a credit score is, how it affects your life, and why it is important to build and maintain good credit, you may also want to know how, exactly, a credit score is calculated. The process is not simple, and each of the three major companies in the United States that reports […]
At some point in everyone’s life, it is required to advance from having no credit to building good credit in order to secure your financial future. Whether you are trying to rent your first apartment or applying for a loan to make a large purchase, you will need to have a good credit history to […]
There are many credit score myths floating around. This is due to the fact that few people know how credit scores are calculated and what helps determine a credit score. Here are a few credit score myths:
* Credit card offers will lower your credit score. Receiving credit card offers does not lower your score. If […]